Invest In SMSF

INVESTING IN PROPERTY WITH SUPER (SMSF)

INVEST IN SELF MANAGED SUPER FUNDS TODAY!

Looking to buy an Adelaide Investment property with your SMSF? Self Managed Superannuation Funds (SMSF) are another option when entering the property investment market. All working Australians receive super contributions. Those who qualify and run a self-managed superfund are able to use these contributions towards your investment property. Better still the ongoing super payments that you receive from your employer can be used to pay the difference between your mortgage / expenses and the rental income received. Call TIPS today, and we will work with you to help you purchase your new investment property.

Can you afford a property in SMSF

How does this work?

Everyone receives a super contribution if they work and if you qualify which includes having a self-managed superfund you can use the contributions sitting in your account to purchase an investment property.

Let’s say you find a new home to buy which costs $400,000, and you have over $140,000 in your self-managed superfund to use. $120,000 will go towards the deposit and $20,000 towards the fees. This will mean that you will need to borrow $280,000.

Ok a loan of $280,000 interest only will cost you around $312 per week
The expenses to own a property around $100 per week
Total expenses $412 per week
Less rent to be received $340 per week
Balance to be paid by your fund will be $72 per week

If your household income is $60,000 per year from your employers, they will be contributing 10.50% of that amount towards your super fund, which works out to be around $121 per week. The taxman will want around 15% of that leaving you with $103 per week towards property contributions.

Based on the above calculations you will need to pay nothing out of your own pocket to support your superfund owning a new investment property.

Call TIPS today, and we will work with you to help you purchase your new investment property.

BUT WAIT!

Before making any decision whether to purchase an investment property you should seek your own independent professional advice tailored to your specific needs and circumstances Now clearly there is a lot involved in setting this up and you will need to discuss the process with all of the relevant professional advisors to ensure that you are making the right decision.

Independent advice will be required from your financial planner, accountant and lender before TIPS can allow you to commit to any property which will ensure you get it right.All figures are to be used as a guide only.Each lender will have differing terms and conditions.

Not everyone can use their Super to set up a SMSF. Assumptions made to calculate weekly payments that may vary this text here.

Want to know more?

Either call us on 1300 719 412 or fill out the enquiry form below

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    What Our Clients Say About The TIPS Group

    Dianna Smith-McCue
    Dianna Smith-McCue
    13/02/2023
    Thanks TIPM for all your support from building to renting nearly 10 years with you guys. The energy of your staff to follow up is always appreciated.
    Lisa Dimanno
    Lisa Dimanno
    01/01/2023
    Sue from Tips has been looking after my investment Property for over 3 years now and she has been amazing. She takes care of everything and is always just one phone call away if I have any questions that need answering. Sue always has my best interest at heart ensuring my investment property has the right tenants, it’s been well looked after and ensuring that I get the best rental return. I would 100% recommend Sue for anyone looking for a fantastic property manager.
    Paul Jones
    Paul Jones
    23/12/2022
    Have used Tips as a property management solution for my investment for nearly four years now. Sue, the Senior Property Manager could not be more helpful in choosing appropriate tenants for my property. All issues regarding maintenance and liason between tenants has been smooth and hassle free. All the team here are professional and friendly to deal with. Highly recommend.
    Vanessa Price
    Vanessa Price
    22/12/2022
    We have had a stress free relationship with tips since purchasing our investment property. Sue is extremely professional and we have had amazing tenants due to her knowledge in this field. Every team member has communicated and provided us support as required. All details are very transparent and staff respond quickly to emails and phone calls
    Caroline Hewett
    Caroline Hewett
    22/12/2022
    Sue has been great at communication and keeping me in touch with what’s happening at my property. We work together as a team and this past year has been a great one! Thanks Sue and the team
    john smoker
    john smoker
    05/12/2022
    I’ve been with Tips for the last 24 months and they built my home exactly as Fred our salesperson said they would and on time and found me a tenant one week after handover . Sue and her team were fantastic and I would recommend their service to anyone John
    Gerry Raggio
    Gerry Raggio
    17/12/2021
    We have used Sue from TIPS to manage our investment property for the last couple of years. Sue always calls us back, or replies to our emails quicklyand efficiently In this business, keeping in touch with your clients is MOST important, and she does that well, including regular inspections, comprehensive reports with photos, and therefore, we are very happy to recommend her as a property manager

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